ALL YOU NEED TO KNOW ABOUT TRAVEL INSURANCE

 

 

Full length portrait of happy young guy walking with suitcase and mobile phone at airport

Travelling is an inevitable yet adventurous part of our lives that creates memories which we will forever cherish. I mean, who wouldn’t want to go on a vacation amidst scenic lands, pampered days and carefree moments just to take a breather from our hectic lives.
However, as much as we love travelling, we should not undermine the risks that it entails. So why not make your travel itinerary fool proof by adding an insurance coverage to it.

Travel insurance should take care of any of the following unforeseen circumstances during transit; theft of baggage, delay of flights leading to financial loss, loss of important documents to mention a few.

Clearly during travelling you need not to worry about anything. You need to travel at ease by letting Alpha Direct Insurance’s best travel insurance take care of all your worries. Our competitive prices depend on the type of plan, destination of voyage and duration of travel.

Here is why you need to consider Alpha Direct Travel insurance;
 Cancellation or curtailment
 Emergency medical expenses
 Personal accident
 Baggage
 Personal money & Documents
 Personal Liability
 Missed departure
 Holiday Abandonment

Our travel insurance consists of 3 main components;

1.TRAVEL ASSISTANCE SERVICES
This entails paying for your expenses you will incur should you be hospitalized due to an accident, making necessary arrangement for the insured’s transport and meet the cost of transfer expenses to the place of interment, cremation or funeral ceremony, paying for the purchase of necessary clothing and toiletries if the checked in baggage has been delayed for more than 6 hours as well as reimbursing for the travel, accommodation, prepaid meal expenses that are unused and non-refundable in case of trip cancellation or termination.

2.PERSONAL LIABILITY
This covers expenses incurred for accidental bodily injury or death of another person or actual loss or damage to another person’s property due to the traveler’s negligence.

3.ACCIDENTAL DEATH AND PERMANENT DISABILITY OF INSURED
This covers the traveler’s accidental death or permanent disablement one hour before the scheduled departure until one hour upon arrival or scheduled arrival on the designated return date whichever comes first.

So…planning on travelling soon? Better get covered!!!